Digital Account Opening

Current Account

Get the transactional convenience for your everyday banking needs with our Current Accounts

Savings Account

Grow your savings and get attractive returns with our Saving Accounts

Saved Application

Edit/Modify saved application of new account opening of MCB Islamic Bank

Initial Requirements

Dear Customer,

Welcome to MCB Islamic Bank Digital Onboarding Portal. For a seamless account opening journey make sure the following prerequisites are met:

You must be a Pakistani Citizen, Resident and must have a valid Identity document (CNIC/SNIC)
Mobile number must be registered/ issued against your CNIC Number
Signatures must be firm and as per CNIC with blue ink on plain white paper
Income Proof / Declaration (Valid Job Letter / Salary Slip must be available
Email should be the primary mode of communication for digital banking

Please be informed that bank will take care of your personal details and protect it through strict information security controls. It is to confirm that all the information and documentation you provide during onboarding process will not be divulged.

Important Information

This product is under pilot phase and is subject to SBP's final approval for commercial launch
In Pilot phase only individuals with Salaried class category will be considered
Bank reserves the right to reject your account opening request if your SIM ownership and CNIC validity found mismatched
Please ensure to use camera enabled device during onboarding journey. Your Photograph/ Video call session(s) may be recorded for bank use.
Please ensure to allow permission on computer for use of Location and Camera
Please make sure that no VPN service is being used at the time of account opening as the bank needs to collect geo-location coordinates, otherwise the application will not be accepted.
Bank may perform and record video call for KYC for high risk customers, as and when necessary, in order to complete the account opening process
Bank reserves the right to approve or reject an application in line with MCB Islamic Bank’s internal policies, SBP’s Prudential Regulations and AML/CFT/CPF Regulations.
Regular account holders cannot open account in Asaan Digital Account, Asaan Digital Remittance Account, and Freelancer Digital Account categories unless their regular account is closed and vice versa
A customer already on-boarded for basic banking services of Asaan / Asaan Remittance account cannot open account under ADA and ADRA